How to Travel Safely With Your Cash and Credit Cards

Traveling abroad means that you'll likely easily be pegged as a foreigner -- and a target for theft. Depending on the country, a lone, sticky-fingered crook could swipe your wallet from your pants pocket, or a coordinated network could set up a ruse -- such as dropping items -- to distract you while they steal your money. Beat the thieves at their own game by handling your money and credit cards carefully.

Instructions

1

Before you leave home, note the bank names, numbers and telephone numbers for your credit cards. Take this information with you and store it in your hotel safe or other secure place in case you have have to report loss, theft or fraud.

2

Leave cards that you will not use at home, including store credit cards and your Social Security card. Take no more than two credit cards and identification. Carry a copy of your passport and leave the original in the hotel safe.

3

Separate your sources of money. If you take two credit cards, carry one with you and leave the other in the hotel safe. As for cash, take only the amount you think you'll need for small purchases or meals in your wallet and store the rest in a money belt.

4

Use a secure purse or daypack that locks. Do not put anything of value in the back of your backpack. Carry your purse tucked snugly under your arm or across your body.

5

Be aware of your surroundings and try not to stick out as a tourist. For example, step inside a building to consult a map rather than standing on the open street.

6

Use a credit card for big purchases so that you have reporting recourse if something goes wrong. Be aware of fake ATM swipers that steal your card number. Use ATMs at hotels or inside banks.